My comment was directed specifically at this:

  Is ride-sharing that big of a cost for your day to day?

For a lot of people, it is. The only people I have ever heard say this kind of thing, at least from my experience, are middle-class and well-off, or better. This cohort is the exception, because the norm (especially among millenials) is check-to-check living. $25 is several days' worth of food, two weeks' coffee budget, the price of a full tank of gas for a small car, or numerous other things to many, and $25 can be the difference between your card going through or being declined.