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A comment on Does It Make Sense for Programmers to Move to the Bay Area?. Parent comment

Re:Does It Make Sense for Programmers to Move to the Bay Area? by findjashua on Wednesday December 14, 2016 @10:29PM (#13182154)
If you're a HENRY (High Earner, Not Rich Yet), and have a good credit score (>740), you might qualify for a mortgage with 10% down payment without PMI/second mortgage.

With a frugal lifestyle, 10% should be doable in a couple years, especially if you're okay with living in the East Bay (so the house price is somewhat reasonable).

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Re:Does It Make Sense for Programmers to Move to the Bay Area? by Rapzid on Thursday December 15, 2016 @01:39AM (#13182890)
I'm certainly not agreeing with the value prop of the Bay Area, but PMI is actually not such a bad deal if you have prospects. It's not very much extra a month, and now you can get it removed after you have 20% equity in your home by request.
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