Our current pricing model & offer process is more accurate than the in-home appraisals we've done with third parties. The in-home inspection we do before close catches major repair issues and other sources of adverse selection (e.g. hoarders)

Targeted hold time varies by market, but optimal holding period is 0 days :)

We fund a small portion of each home with equity and the rest with debt-like instruments. I can't name names though.