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A comment on Site requests bank logins for online purchases. Parent comment

Re:Site requests bank logins for online purchases by briandear on Thursday November 17, 2016 @02:50AM (#12975313)
In France they do not have a non SMS option. Also if you change your number you have to wait days while your bank mails a new activation code to your postal address. Actually snail mail. (At least with BNP.)

An incredible pain. I hate it. ApplePay for the web is far superior.

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Re:Site requests bank logins for online purchases by just_had_tea on Thursday November 17, 2016 @07:26AM (#12976811)
Data point of one here, but my experience is different. I used Crédit Coopératif, and they issued me with a password generator fob (like a small calculator in which you stick your Visa chip-card) which the 3D Secure page would ask for a response from.

I suspect it depends on your bank. Back when i used Crédit Agricole, i was indeed forced to do SMS auth, which is inferior.

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