You also need a partner who wants to get married to you. Where does HN get it's perfectly compatible partners from? A difference in opinion is not unexpected - not everyone is equally pragmatic. Also,things that are considered "deal-breakers" are far from universal.
Truth is women in our culture are still somewhat of a status symbol. My wife is essentially perfectly compatible with me that was achieved by not simply selecting the most physically attractive person who would marry me but instead finding someone who actually is a decent human being. Her ring cost under 50 dollars. She wants me to spend the short time we all have on earth with her, not working to buy her shiny rocks, a overvalued house or an expensive car so she can impress her friends. I wouldn't have it any other way.
My best friend is a tattoo artist. He said the top two coverups he does are for:
a. band names
b. significant other initials or names
He joked that its practically a harbinger of a failed relationship since most are back in his chair within 12-18 months to get them covered up.
You know, you don't need an engagement ring to get married. Much less one with a shiny stone of any kind.