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Re:Study: Frequent password changes are useless by Qz on Tuesday April 20, 2010 @08:30PM (#1281025)
...regardless of the financial damage they may or may not do.

From what I remember from another article on here, most of the time it is the banks/etc that are liable when someone is the victim of identity fraud, not the victim (like a 50$ maximum liability or something). The banks don't give a crap about keeping your money safe, it's about keeping their money safe.

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