Parent poster needs to be very careful of this. One my friends mom had this done to take out car loans/cellular contracts because her credit was crap. Ended up defaulting and ruining his credit, and had his car repossessed. It takes years to rebuild credit and he got stuck with crazy rates for his next car loan (will likely pay 2x-3x worth of car). He refuses to have his mother arrested/report it as fraud to settle any of the previous debt, cause family.

The cost of co-dependence I suppose.

That is a a terrifying if not reasonable statement.

Time for a credit freeze