you have loan and big medical bills (ie bad health?) and you want to go to work on a farm doing backbreaking hard work? not a very smart move, but than again you don't describe the smartest software dev out there (you can easily retire earlier in this kind of job if you want and work a bit, if not you are doing something very wrong).

By all means if this is what you desire, go for it. It just doesn't seem like a smart move to many here, me included (but we have very few info, so whole picture might be different)