Final – A credit card built for the 21st century

Re:Final – A credit card built for the 21st century by zamalek on Wednesday October 19, 2016 @03:58AM (#12741934)

> Even if it has been done before (I have no idea)

I had this idea myself, I Googled it and found nothing. Visa has 3D Secure (which is really just a text-delivered OTP), but implementing the standard is completely optional. I've only come across it on a handful of websites.

Pity it's US only for now.

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Re:Final – A credit card built for the 21st century by Gmo on Wednesday October 19, 2016 @05:02AM (#12742232)

I think the more relevant functionality is called in France "e-carte bleue" : https://fr.wikipedia.org/wiki/Paiement_sur_Internet#La_e-car... (Sorry, only in French).

You generate a fake card number, this number is linked with an expiration date AND a maximal amount that can be charged.

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Re:Final – A credit card built for the 21st century by jle17 on Wednesday October 19, 2016 @06:18AM (#12742523)

The quality of the service varies between banks though, I remember my previous bank who forced me to go over a sketchy-looking website and use a Flash applet to generate the card...

AFAIK it's not possible to create a card with a monthly chargeable maximum amount, only to set the total amount for the card's lifetime, which limits the interest of the use for recurring payments.

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Re:Final – A credit card built for the 21st century by AznHisoka on Wednesday October 19, 2016 @09:49AM (#12743706)

Paypal had this years ago as well as a plugin, and they got rid of it unfortunately.

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Re:Final – A credit card built for the 21st century by smsm42 on Wednesday October 19, 2016 @02:10PM (#12746187)

Citi had virtual CCs some time ago. It was very annoying to use and buried somewhere, so I didn't really use it. No idea if still supported.

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