On the health costs specifically: You basically get your health insurance for life & as understood at the moment portable to other EU countries, what happens when you lose your job or if your startup folds in the US or your insurance provider wont honour? I don't want to sound like some troll or something but theres tonnes of articles that go through the differences.

> what happens when you lose your job or if your startup folds in the US or your insurance provider wont honour?

In the U.S., your insurance isn't terminated upon loss of employment. I don't know of any physical ailments whose treatments an insurer can legally opt out of insuring. I believe in the possibility of the odd exception here or there, but nothing as endemic as you suggest.

> I don't want to sound like some troll or something but theres tonnes of articles that go through the differences.

I'm a software developer in the U.S., my friends, colleagues, and other acquaintances aren't dropping dead around me for want of health insurance. Your extraordinary claims require extraordinary evidence. Mention of "tons of articles" isn't particularly persuasive.

The company I work for offers amazing health insurance for me at no cost.

However, if I want to put my wife and child on company health insurance, even the worst plan costs within $100 of my monthly rent.

It's not breaking the bank, but it is certainly a major part of our budget.