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A comment on Show HN: Lemonade – the world's first P2P insurance company. Parent comment

Re:Show HN: Lemonade – the world's first P2P insurance company by h4nkoslo on Wednesday September 21, 2016 @07:14PM (#12553107)
I'd be really surprised if their entire risk was reinsured; that tends to lead to severe incentive misalignment since they would have every incentive to sell to the riskiest customers they could find.
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Re:Show HN: Lemonade – the world's first P2P insurance company by nerdponx on Thursday September 22, 2016 @12:49AM (#12554452)
Good point. Although again, adverse incentives on Lemonade's side are supposedly handled by the fact that they're a nonprofit.
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Re:Show HN: Lemonade – the world's first P2P insurance company by SmellTheGlove on Thursday September 22, 2016 @01:42PM (#12558615)
I'd be really surprised if they could get reasonable terms to reinsure their book, good decision or not.
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