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A comment on The careless errors of credit reporting agencies. Parent comment

Re:The careless errors of credit reporting agencies by marcosdumay on Sunday September 11, 2016 @01:16PM (#12474395)
You need your card to do anything. You don't use it to authenticate over the phone, but lesser levels of authentication are available by other means.

You can impersonate somebody with a decent fake card, but just having one is enough to go to jail.

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Re:The careless errors of credit reporting agencies by ghaff on Sunday September 11, 2016 @01:55PM (#12474627)
>You need your card to do anything.

I have not had a physical social security card in many decades. I think it was in a wallet that got stolen in the 1970s and I've never gotten a new one and never needed one (or even been asked for one that I can remember).

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