The careless errors of credit reporting agencies

Re:The careless errors of credit reporting agencies by ourmandave on Sunday September 11, 2016 @12:59PM (#12474292)

So how does a real ID work?

Here, places verify you over the phone by the last 4 digits of your social security number, so you have to keep it secret.

If I'm evil and know your ID what can I get away with without a card? And what can I do with a decent fake card?

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Re:The careless errors of credit reporting agencies by marcosdumay on Sunday September 11, 2016 @01:16PM (#12474395)

You need your card to do anything. You don't use it to authenticate over the phone, but lesser levels of authentication are available by other means.

You can impersonate somebody with a decent fake card, but just having one is enough to go to jail.

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Re:The careless errors of credit reporting agencies by ghaff on Sunday September 11, 2016 @01:55PM (#12474627)

>You need your card to do anything.

I have not had a physical social security card in many decades. I think it was in a wallet that got stolen in the 1970s and I've never gotten a new one and never needed one (or even been asked for one that I can remember).

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Re:The careless errors of credit reporting agencies by the_mitsuhiko on Sunday September 11, 2016 @01:10PM (#12474353)

There are different systems for different things. The Id card is typically verified by looking it up in a database and by a person comparing your picture.

For online usage you need digital identity cards and they have two factor or are hardware tokens.

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