And don't forget scale. When I'm pushing thousands of people through my place in a year, I can plan for certain events and budget for them. An individual can be wiped out by a bad roll of the dice.

I mean, it's the hotelier's responsibility to get insurance.

Is there no way for an Airbnb host to get the identity of their guest?

> I mean, it's the hotelier's responsibility to get insurance.

Yes, its a requirement to be open.

> Is there no way for an Airbnb host to get the identity of their guest?

I've never used Airbnb so I don't know, but Airbnb hosts do not have the same legal protection as a hotel and they might actually be in violation of local and state laws plus any lease agreements they are a party to.