My point was: create an easily bypassed system, and the black hats will come up with ways for people to easily bypass the system.

All the children aren't above average. Your average computer user -- even those who are otherwise intelligent and capable of handling Shit The World Throws Them -- isn't particularly tech savvy.

It's like anti-terrorism defenses. The terrorist has to get lucky once. The defender has to be lucky always. Microsoft here are the defender, and they're trying to keep idiots from fucking up their systems. No slander intended, it's just reality.

Disabling safety systems (which is what we're talking about) is simply one of many ways to make larger-scale compromises of the system far more easy to do.

I'm not saying that it's impossible for Microsoft to offer this, or that they shouldn't. And I'd be hugely frustrated myself if I had to deal with this stuff (I don't run Windows, and won't. Hell these days I barely use computers if I can possibly help it, other than my own. And I hate those increasingly as well.)

But dealing with the public at billion-plus user scale is hard.