Re:The law depends on compute power
by marcosdumay on Saturday July 30, 2016 @06:03PM
(#12194855)
In Brazil, I can get some credit lines (usually small) by just spending more than I have on the bank, for others (a bit bigger) I'll need to enter my pin number either on a phone or an ATM, and for big credit lines, I'll have to go to the bank.
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That's credit from a business you have an account with. In the US, I can often get credit from a business I have had no prior contact with with just my name and SSN. Recently, there may be multiple choice identity verification questions (pick where you used to live, what other credit accounts you have, how much their payments are, etc).