Re:Why You Still Can’t Use a Chip Card Everywhere
by hartator on Monday July 25, 2016 @04:45AM
(#12157302)
It's also more convenient to just slide your card than to insert, usually type your 4 digit code and retreive your card. It's also very easy to get your money back in the US in case of fraudulent charges compared to Europe. So, the security added by the chip doesn't matter that much to the end consumers compared to the added friction.
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Re:Why You Still Can’t Use a Chip Card Everywhere
by RazerM on Monday July 25, 2016 @05:56AM
(#12157554)
Don't you have to sign? I'm from the UK but in Germany I have to sign sometimes and it takes longer to print a receipt and sign it than to enter 4 digits. This is assuming a fast terminal; I've used slow ones in the past.
Re:Why You Still Can’t Use a Chip Card Everywhere
by JimDabell on Monday July 25, 2016 @06:07AM
(#12157600)
It's easy to get your money back in Europe too – I just have to log into my phone app and dispute a charge. I could phone or use the website as well. How is it easier than that in the US?
Re:Why You Still Can’t Use a Chip Card Everywhere
by cmrx64 on Monday July 25, 2016 @04:57AM
(#12157344)
In Australia at least paypass/paywave is ultra common. Just wave and you're done. At least as fast as a swipe, and you don't even have to take your card out of the wallet.
Re:Why You Still Can’t Use a Chip Card Everywhere
by Flimm on Monday July 25, 2016 @05:02AM
(#12157361)
That sounds like "contactless" in the UK. Just swipe for transactions under £30, use your PIN if it's greater than that. It's very convenient, and I feel no need for a smartphone solution at this point.