These are great points. I'd move back to small-town Florida in a heart beat. Lower cost of living, no state income tax, 1/10th of my commute time, sun year round, more land/house/space--there is a lot to love! Too much 'opportunity risk', though. If I got a job at the town's single tech company, or even that unicorn remote job, what happens when I lose it? I'll tell you what happens: I have to uproot my family and move again. Too much of a risk. So I bite my lip and continue to live in the Bay Area (and the rat race that comes with it).