That's my way of thinking about it too. At any rate getting nearly 200 independent nation states to agree on anything when they all individually benefit by flouting the rules - that's madness. We'll burn oil and coal and gas until it doesn't make economic sense. I very much doubt politics will change the outcome. Technology will hopefully save us from ourselves on that front.

A bigger problem is positive feedback loops. Melting ice means more dark water to absorb sunlight, and more melting. Melting permafrost releases CO2 and Methane and causes more warming. And somewhere around ~5 degrees warming the frozen methane on the ocean floor will bubble up and cause the mother of all feedback cycles. We'd be in for about 10 degrees warming and a mass extinction that would wipe out 90% or more of all species on Earth. From what I've seen of global warming predictions we won't get there - but I'm mentioning this because at some point warming temperatures doesn't just mean major changes and flooding our cities - at some point it means a terrible calamity like the Earth has only occasionally seen.