The Principle of Charity you're espousing suggests to me that people would wander around accusing insufficiently genteel comments of uncharitability. Too many rules attract rules lawyering, which turn the agora into a tedious parody of a courtroom.

My own style of moderation, based on long observation, is very few, very simple rules backed by ruthless and unapologetic moderation. I appreciate your leniency.

I think the answer here is to answer, here, if you disagree. It's humiliating to be corrected in public, I always hate being on the receiving end of it, but if I'm stuck with an impulsive streak then that's just part of thinking out loud on the internet.