You order it to Amazon drop off point? Or an address that you know no one lives at? Or buy online goods that you can re-sell later - bitcoins, steam/battle net accounts, any virtual currency. Drugs. I know people who had their stolen card used to pay for $200 Uber trips - once you leave the car good luck getting found out, and the driver doesn't know if your card got declined or not. I'm sure there's a thousand ways to get money out of stolen cards.