> 1. Spotify - doesn't allow you to buy premium (which is availble worldwide) if you have a non-US credit card.
if you live in a country where spotify is officially available[1], you can buy premium with your local card (i pay about ~7 usd/23 brl for a two people family plan).
if you live in a country where spotify is officially available[1], you can buy premium with your local card (i pay about ~7 usd/23 brl for a two people family plan).
[1] https://en.wikipedia.org/wiki/Spotify#Geographic_availabilit...