Lucky for us the health insurance industry we have is a paragon of virtue whose integrity is beyond reproach!
Result? Everyone gets generally great healthcare, nobody has to worry about bills if they get in an accident or fall seriously ill, and people who fetishize "great customer service" (mostly shorter wait times for certain things, though they don't have facilities to handle nearly as much as the NHS does) can get what they want too.
Essentially, it looks to me like government is incentivized to do their job, and most of the problems are due to the way people vote (though gerrymandering and voter disenfranchisement schemes like voter ID are a big problem). The soon as voters change their tune, politicians flip on a dime. I've seen it time and again.
So that said, I'm tired of this corruption meme. Can we talk about implementing good systems instead of assuming other people are out to get us?