> For self-driving cars to be safer than human drivers, there is no requirement that the self-driving cars should be better/safer than the best human driver... the self-driving car simply needs to be safer than the majority of humans.

That is true on a whole, but not true for ME. It needs to be safer than ME, not some hypotehtical average person.

Further compounding it:

> For driving skills, 93% of the U.S. sample and 69% of the Swedish sample put themselves in the top 50% [0]

0 - https://en.wikipedia.org/wiki/Illusory_superiority

Consider that most driving is done feet away from another vehicle. If those cars start being replaced by self-driving cars, then the you are safer (system safety x personal safety). The car might make more dubious decisions than you would yourself, but now it has less opportunities for failure due to others driving erratically.

Somebody can crash into you.