Yeah, I went off on a tangent. The stuff ordinary guys do is very easily systematised by a machine. Problem is the "system" often doesn't do that well (looking at long period numbers, so you get long periods of non performance), so you're back to "trust me, I've done this" and then the guy with the nice marketing docs wins again. Or we'll see. It's a common idea that you might as well follow the market in some way, so maybe cheap will win this time.