Re:NSA refused Clinton a secure BlackBerry like Obama, so sh...
by paulmd on Thursday March 17, 2016 @03:11PM
(#11306768)
The US doesn't have chip-and-pin, we have "chip-and-sign", plus the older magstripe system (and the CC number is still necessary for online purchases).
As of this spring update I'd estimate vendor uptake is about 30-50%. So half the time you either swipe and wait 2 seconds for it to beep that you need to insert, or you insert and wait a couple seconds for nothing to happen and be told to swipe. The chip mode is poorly integrated into many POS systems - at most local groceries even if you tap "card" and insert the card it will make you go back to the screen and push "card" again, or take several seconds before it accepts it. Then it processes for ~5 seconds, then you need to sign.
Some of this is teething issues with rollout and POS integration, but the signature is unfortunately not going away.
As of this spring update I'd estimate vendor uptake is about 30-50%. So half the time you either swipe and wait 2 seconds for it to beep that you need to insert, or you insert and wait a couple seconds for nothing to happen and be told to swipe. The chip mode is poorly integrated into many POS systems - at most local groceries even if you tap "card" and insert the card it will make you go back to the screen and push "card" again, or take several seconds before it accepts it. Then it processes for ~5 seconds, then you need to sign.
Some of this is teething issues with rollout and POS integration, but the signature is unfortunately not going away.