Would fit squarely under level 2 "Safety" needs in Maslow's hierarchy. Therefore "Live Free or Die" would essentially translate as "Level 2 Needs fulfilled, or Deny me my Level 1 needs".
Basically, hardcore libertarians feel that nothing should keep them from fulfilling their physiological needs, and the only thing that might would be government force. if Government force is stopping your family from eating (See: bread lines in Russia during CCCP), You're already unable to meet your safety needs, which will naturally lead to revolt/rebellion.
The real problems in Somalia lie along dimensions of corruption and violence. The biggest gains that they could make as a society would be to reduce the value of corruption and violence as a means to an end. Possibly that reduction comes in the form of free markets that create a vibrant economy that their people become incentivized to protect. Possibly, some more socialist democratic processes could take hold that appeals to their cultural tendencies to help one another. Probably some mixture of those forces could help to create a new Somalian society.
One can only robe you the cash you have with you, and no one has all his money with him, right? But if the same guy also robes you the credit card or debit card or smartphone with contact-less payment setup, they can take all your money, or multiple times more money (and the rest over a few days if you don't act very quickly and try to contact your electronic payment provider, if possible (see bitcoin/altcoin)).
The next question, how often do you get robbed in US or Europe? Beside certain hot spots in a few areas, I never heard that this is a real big problem.
I think you lack an understanding how cashless transactions work in Somalia. First off, no one is using a credit card in Somalia. They don't work, no one has them. Two, the article made it very clear, carrying cash is a big problem in Somalia due to crime. How contactless payments work on phones in Somalia and M-Pesa is that you have to have a code to access the funds on the phone. If someone robbed you and they get your phone, they still don't have access to your funds. You can simply go to the phone store (Or whatever they have in Somalia) and get a new SIM for your account and then have access to your funds.
I imagine that carrying cash in Somalia is extremely dangerous and well worth the "Big Brother" factor.
I don't fear being robbed in Denmark, whether carrying cash or not. After all, I carry a €500 smartphone everywhere.
The smartphone apps are protected by a PIN, and contactless cards are limited to low values which the bank will refund.
Cash is freedom to be robbed, so I don't think that will convince anyone in Somalia.
I checked my bank statement this morning. I withdrew DKK 300 ($45) on 16 January, and still have 100kr left. I have no fear of being robbed though. You should argue against Scandinavia, and some other countries in Europe.