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A comment on Why Don't People Manage Debt Better?. Parent comment

Re:Why Don't People Manage Debt Better? by alecco on Friday February 19, 2016 @09:34PM (#11138425)
Just appreciating is not good enough. You have to compare it to getting a safe investment paying market interest.

http://www.investopedia.com/terms/i/irr.asp

http://www.investopedia.com/terms/n/npv.asp

Unless you take some utility of the appreciating asset, you should always go for the best investment.

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