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Re:Why Don't People Manage Debt Better? by resolaibohp on Friday February 19, 2016 @02:11PM (#11135774)
I am not sure I agree that the kind of people who would need a year to save $1200 do not have the sort of credit to get a 10% APR credit card.

There are plenty of high income earners who are just as irresponsible with spending as some low income earners. I always had a good credit score during the years it would have taken me a year to save $1200.

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