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A comment on Why Don't People Manage Debt Better?. Parent comment
From experience (not mine) too many people consider only one factor when making the majority of purchases with credit:
Can I make the monthly payment...?
If they can they plunge headlong...
Of course just paying the monthly minimum on outstanding credit card balances is disastrous...it's kicking a loaded can down the road...
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From experience (not mine) too many people consider only one factor when making the majority of purchases with credit:
Can I make the monthly payment...?
If they can they plunge headlong...
Of course just paying the monthly minimum on outstanding credit card balances is disastrous...it's kicking a loaded can down the road...