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Re:Why Don't People Manage Debt Better? by jimbokun on Friday February 19, 2016 @10:18AM (#11133896)
It is rational to realize human psychology is empirically real and take it into account, including our own. If anything, perhaps we should be even more skeptical of our own reasoning when we believe we are being purely objective and free of bias.

Optimizing the likelihood of consistently following through with a plan is very rational.

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