> Imagine if the government said "hey, that money in your bank account, we can just automatically take our taxes from it, because we're not really taking it from you, we're just taking it from the bank."

That's exactly the logic used to justify civil asset forfeiture. There was a link on here two months ago showing that the assets seized were more than all burglaries in 2014: https://news.ycombinator.com/item?id=10591250 .