> B) decrease hoarding of wealth at the very top (that's not to say inequity can/should be solved for all). <

Nobody is hoarding wealth, they are hoarding money. There's a huge difference between the two. When money is 'hoarded', it results in lower prices for the remaining goods and services in the economy, which is equivalent of investment in money itself.

To put it another way, whenever someone hoards money, it becomes equivalent of him investing into every other investor's investment in proportion.