Indian Gujarati here. OP is correct. Gujaratis are good at making money in a host society. But the original towns etc. in Gujarat are shite-holes, and they've not cross-pollinated all the progress of their host societies into their source society. Also, as far as helping non-Gujaratis is concerned, fuhgeddedaboutit. To me, the implication is that they essentially lack societal vision, altruism and out-group empathy. (I'm considered an outcaste, a "wannabe sell-out" because I question why no Gujarati billionaires do more for Gujarat -- or India or Africa -- than Bill Gates.)