SEC has been sitting on it's ass on that for 3 years, but it looks like mid-2016 things will kick in (assuming nothing changes) http://www.sec.gov/news/pressrelease/2015-249.html 180 days after Jan 29 2016

Edit: Not sure how wide spread this is, but some states have rules for smaller investors, such as Oregon http://www.dfcs.oregon.gov/securities/faq_crowdfunding.html