I wonder if the problem for most of us isn't the money, but just the time. A cheap computer probably doesn't give us any more time/ease than an expensive computer (which we probably already have 1+ of)

Find a local makerspace and pop in every once in a while. A bit of time spent with others doing things rubs off.

I live in rural Scotland, there is no such thing, and sadly I don't have the time available to start one.