This is what Miss Manners says:
https://www.washingtonpost.com/lifestyle/style/miss-manners-...
DEAR MISS MANNERS: My future sister-in-law just graduated with her PhD She told me to call her “doctor,” but I was always told that if you don’t work with someone directly in their field, that doesn’t apply.
Is that true? I understand it’s out of respect, but I have never addressed other persons with their PhD as “doctor.” They also put PhD at the end of their names, teach at universities and don’t go by “doctor.”
GENTLE READER: There are two attitudes that individuals and universities take toward the use of the title “doctor” for those who hold PhDs.
One is that having been earned, it should be used, not only in professional situations when needed for identification, especially in academic positions, but also socially.
The other is not to use it — not socially, but especially not in academic positions, because that level of education being assumed, it need not be expressly mentioned. As one professor (namely, Miss Manners’s Uncle Selig) once put it, “A PhD is like a nose — everyone has one. It’s only conspicuous if you don’t have one.”
Which form of snobbery is preferable, or perhaps more effective, others can decide. Obviously, your prospective sister-in-law espouses the first-named approach. And she is covered by two rules:
1. Address people as they wish to be addressed.
2. Try not to annoy your relatives unnecessarily.
i.e. it's a big fat euphemism.
Just say "no prima donnas" on your list of requirements. Most people will be able to read between the lines and know that you're looking for servility, fealty and obedience in your employees. I, for one, would be happy to screen you out based upon those words. I'm pretty sure you wouldn't like me, I wouldn't like you and I wouldn't want to waste your time or mine interviewing with you. Those three words would save us both a lot of trouble.
I always refer to those who have earned an MD as 'physicians' or 'surgeons.'