I Have Read Prop F

Re:I Have Read Prop F by mrgordon on Saturday September 26, 2015 @12:27AM (#10282097)

I'm not clear how it is Airbnb's fault if they don't have much availability in Kittanning, PA (population 4000). I found two places for rent there which honestly seems pretty decent. The median age is 40 in that area so it doesn't surprise me that Airbnb didn't catch on as quickly there as Brooklyn. You also underestimate the degree to which word of mouth helps two-sided marketplaces spread in urban areas.

As for the claim that "these companies" are "pushing all of the risks onto individuals", I would cite the $1,000,000 insurance policy that Airbnb provides the host to take the risk off of them: https://www.airbnb.com/guarantee

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Re:I Have Read Prop F by bsder on Saturday September 26, 2015 @01:18AM (#10282195)

> I'm not clear how it is Airbnb's fault if they don't have much availability in Kittanning, PA (population 4000).

It's not their fault. However, AirBnB, Uber and all the other serfitude economy ilk would get a lot less static if the at least tried to incentivize people in order to serve these kinds of underserved areas. Instead, they're trying to elbow their way into the already well-served markets--often while ignoring the law.

> As for the claim that "these companies" are "pushing all of the risks onto individuals", I would cite the $1,000,000 insurance policy that Airbnb provides

Did you read the page you linked? Did you note that it doesn't cover "personal liability"? Which is the whole reason you would likely need $1,000,000 in insurance? And I guarantee that your personal liability insurance won't cover AirBnB rentals.

Given the size of pool and statistics that AirBnB has, the fact that AirBnB doesn't just insure everybody tells me exactly what I need to know. I trust AirBnB's actuaries, and those actuaries have basically said "unprofitable if we cover everybody properly".

So, yeah, my point still stands about "pushing all of the risks onto individuals". These companies are masters of the "$1 MEEEEELLLYON DOLLARS" while burying the important asterisk "*it doesn't actually apply to anything you'd need help for" in the quiet fine print.

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Re:I Have Read Prop F by douche on Saturday September 26, 2015 @11:11AM (#10283283)

What's AirBnB going to do, go into every small town in the country and try to recruit people into their service? How would that be successful without prior successes in larger, more fluid markets, to grow a reputation, and, just as importantly, raise the money from investors to support those operations.

I think its a simple numbers thing. Lets say one household in Kittanning is interested in working with AirBnB. For the sake of argument and easy numbers, let's say a household is the platonic 4 people, that's 0.1% of the population. In New York, assuming the same percentage of people that would be willing to be AirBnB rentals and the same household size, that's almost 8500 possible units available for rent.

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Re:I Have Read Prop F by Dylan16807 on Saturday September 26, 2015 @12:43PM (#10283544)

Going from 0 hotels to 2 AirBnBs sounds like a massive improvement to me.

>serfitude economy

Really? That's a fine description for the terrible 'contractor' jobs, but it doesn't fit renting a room at all. AirBnB makes their hosts less serf-y, with a completely different set of externalities.

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