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A comment on Ask the algorithm: Human wealth advisers are going out of fashion. Parent comment

Re:Ask the algorithm: Human wealth advisers are going out of... by nerfhammer on Wednesday September 23, 2015 @04:06PM (#10267770)
Don't forget to take taxes into account. Vanguard's Target funds are not at all tax-optimized, no private wealth manager would put the total/international bond market funds in your taxable account. IMO this is one feature the roboadvisors clearly have going for them.
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Re:Ask the algorithm: Human wealth advisers are going out of... by saryant on Wednesday September 23, 2015 @04:42PM (#10268022)
Target funds are also clearly geared towards people not yet at the point where that will make any difference. That's why they have such a low minimum.

They're a stepping stone until you have enough capital to qualify for Admiral funds.

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