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Re:Apple Introduces the iPhone 6S and iPhone 6S Plus by jwcooper on Wednesday September 09, 2015 @04:39PM (#10194414)
They're not handling the financing. It appears to be going through Citizens Bank, and is an installment loan. [1]

And, if you were hoping to use someone cheap like Cricket instead of Verizon, no such luck there either:

"1. The iPhone Upgrade Program is available to qualified customers only with a valid U.S. personal credit card. Requires a 24-month installment loan with Citizens Bank, N.A. and iPhone activation with a national carrier — AT&T, Sprint, T-Mobile, or Verizon. "

[1] http://www.apple.com/shop/iphone/iphone-upgrade-program

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