Thanks for this. I keep seeing all these doomsday posts of people feeling like there is an axe hanging over their heads waiting for it to drop. The same is true about the real estate market.

The reality is that outside of a few people, the last crash was largely unanticipated. Just as with that crash, the next one is likely to be another black swan event we cannot predict.

Black swan events don't stick to a schedule and you can't time the market.