You might want to think through if that pattern isn't really on the list of the one terabyte of passwords and phrases that a good password cracker might build to filter through his GPU rack.

That is to say, I would venture that passwords by this or any other scheme is too easy to crack. Better have something like 1password generate them for you.

I dont completely agree or disagree . There are more factors like my native language being non english and what i type is translated version of language to english and some other factors , I find it more secure thn trusting some one else . Personal preference , although I would love some maths on the top of it , cant talk without numbers .