News for hackers. Stuff that matters.

ziyadparekh

FedNow is extremely exciting, as is the development of local instant payment networks and I’m hoping they can eclipse card networks soon. Development in the US hasn’t been as fast as in other emerging markets though wrt their own networks

As for Venmo/Paypal interoperability across other fintechs is something they’re not supporting at the moment for instance I can’t send money to my friend who uses CashApp and have to use Zelle (so ultimately Zelle/banks win). But that being said they do have a large user base between their two platforms.

Paylias is more closer to the links you shared around instant payment systems, than Wise. In an ideal world, Wise would integrate Paylias’s APIs and issue you an alias that you could use to send/receive/pay money to a friend that uses another wallet.

Ask HN: Does anyone want to take on the payment processing networks with me?

Going out on a limb hereI’ve been working on a prototype payment network that allows people to send and receive payments at a fraction of the cost to traditional rails.I started working on this when building out the previous fintech I started, Safepay (YC S20) and realized how much value card networks extract from fintechs on both sides, and by extension the businesses that rely on them and...

( Read More... | 8 comments | 3 points | on HN )
Re:India and Pakistan should stop playing with fire on Thursday February 28, 2019 @05:49PM (#19276135)
The truth isnt as simple as you make it out to be. Pakistan was just handed into the control of a new government which seems to be taking a proactive stand with popular measures coming into play.

India is entering into election terms which could be the reason these tensions are escalating. Both countries using this to further their own political agendas. India crossed the Line of Control, Pakistan shot down and captured pilots. And just announced the release of said pilot(s). It seems that Pakistan has no interest in playing with fire, although they are confident in dealing with any threat that comes their way. Indias current government seems more interested in playing this game and spurring nationalistic fervor since that particular regime has a very real interest in getting reelected.

Both countries have intelligence agencies that probably fund terrorist camps. So blaming just one country is highly misguided.

But yes i agree with you, its very easy for outsiders to cheaply throw words in an article without deeply researching whats actually happening.

Re:Ask HN: How do you build a payments app like Venmo? on Friday May 04, 2018 @01:11PM (#16996224)
Hi I did this for Pakistan.

Https://getsafepay.com

We partnered with a bank and built a custome Cybersource integration that supports visa and MasterCard cards

Let me know if you have questions

Ask HN: Anyone interested in an opportunity to become a co-founder?

Hi guys,Wondering if anyone is interested in joining my project as cofounder/engineer. I've built a fintech platform for Pakistan. Think Venmo+PayPal for the local population.I've built the backend (v1 in NodeJS + v2 in Golang), iOS app (Swift) and Android app (React Native). Its functional and is connected to all the banks + Cybersource for visa/mastercard processing.I'm hoping to find someone...

( Read More... | no comments | on HN )
Re:Ask HN: What did you work on in 2017? on Sunday December 31, 2017 @12:46PM (#16041586)
Worked on Safepay, (Venmo for Pakistan). Got the iOS app built and integrated it with Cybersource for visa/MasterCard transactions, and all the banks in Pakistan for bank-to-bank transfers. Currently working on the Android app. Great way to learn how money moves in traditional finance

https://getsafepay.com

https://itunes.apple.com/us/app/safepay-pakistan/id123442758...

Re:F.C.C. Repeals Net Neutrality Rules on Thursday December 14, 2017 @07:06PM (#15928614)
Can you bypass ISPs with a P2P network such as a mesh network?
Re:UK votes to leave EU on Friday June 24, 2016 @12:55AM (#11966642)
What does mean for the US economy in terms of exports to the UK and larger EU countries? The pound drops sharply (~15%). The Euro down to $1.08. Does this mean that a stronger dollar will negatively impact US exports?
Re:Ask HN: Who's looking for a cofounder? on Friday July 31, 2015 @01:10PM (#9982908)
Working on a couple of side projects. I'm 25 yr old a software developer and can program in multiple languages (both fe and be). Also have experience with arduino and rPi. Looking for someone to work with on any cool project just hate doing stuff on my own. Living in the Bay area. Hit me up by email [email protected]
Re:Diet that mimics fasting appears to slow aging on Thursday June 18, 2015 @05:19PM (#9741670)
What was the actual diet ?