throwgogog111
Re:Ask HN: Why hasn't the ACH system been more abused?
on Monday August 29, 2022 @06:07PM (#32644170)
> because you go to jail if you do that.
The people involved in money transfer scams are never, ever going to jail, ever.
Re:Ask HN: Why hasn't the ACH system been more abused?
on Monday August 29, 2022 @06:06PM (#32644163)
> If the consumer notifies their bank of an unauthorized debit within 60 days
As if. Ask the tens of thousands of people who have been scammed sending ACH payments if the bank has ever fucking reversed jack shit for them.