temp129038
temp129038 on Hacker News
Posted by
temp129038 on Saturday June 08, 2019 @05:11PM
from the ask-hn dept.
I’ve been looking for a company that lets me rent higher end clothing items (both casual and work) but haven’t heard of anything similar to Rent the Runway for men. It seems like an obvious opportunity given the staying power of Rent the Runway for women and broad shift from owning to renting but might be missing something.
It was just decriminalized in Oakland.
I just went to a talk by a software engineer in SF who was talking about effective altruism and how he personally donates 33% of this income to charity every year...
The one thing about personal finance blogs that consistently bother me is that they always feel incredibly selfish. How much do they donate to charity every year? Given the attitude of scrimping every penny I’m guessing very little to none.
I didn’t find this particularly insightful, and disagree with many of the points made.
First of all the post is arguing for more semantic HTML and says nothing about using semantic HTML5 tags over <div>? AFAIK semantic tags didn’t even exist before HTML5 which is definitely not the 90s.
I also find using the <table> element generally be bad practice. There are much better/easier ways to build responsive tables using grid or flexbox than dealing with <tr>/<thead>/<td> everywhere.
No offense, but I think we’d all be better off with open bank API standards in the US.
I’m not sure, but does it matter?
I take issue with a product that markets to consumers as an easy way to authenticate for the purpose of pulling or pushing funds, but is actually authorizing developers to scrape years of transaction history in 20 minutes, my real time balance, my phone/email/address etc. without another level of permission. It’s disgusting.
I just wanted an alternative to microdeposits to prove to an app that I own a bank account, not give the app free range to steal all my bank data in the process of doing so.
Plaid needs to be exposed as one of the most unethical companies in SV. If people are worried about online privacy then they should really be worried about a company that is so deceiving and makes it basically impossible to revoke permissions on something as sensitive as access to your bank account and transaction history once granted.
Personally I think the younger generation will rethink the entire notion of what retirement is. The stereotype of counting the days til 65 and then all of a sudden you’re playing golf every day for the rest of your life is just comical.
I listened to the Rogan podcast and was definitely confused by some of the arguments he makes e.g. he claimed the celebrities are the "most miserable people in the world" because they get a disproportionate amount of hate directed toward them due to their status as public figures (or something). I don't believe that for a minute.
I was also a bit surprised by the discussion around questioning the truth behind climate change. Yes, we should be scientific about validating hypothesis about anything, but to nod along as Rogan said "there's no evidence" was a bit shocking.
Posted by
temp129038 on Thursday June 06, 2019 @12:06AM
from the ask-hn dept.
Curious...assuming you’re employed in a technical role did your interview not include a technical interview that with data structure or algorithm qs?
I don’t really see a problem with LL questions. There’s only so many linked list question variations and they are a simpler subset of trees/graphs, which are useful and have more real world applications.
If I was interviewing I would be much happier if I was asked a LL question over a tree or graph problem.
I feel like flexbox works better for how I think about building apps in that I'm usually working on one feature at a time, not "laying out" an entire 2d page at once.
Posted by
temp129038 on Wednesday June 05, 2019 @04:26PM
from the wsj.com dept.
Not to shill for Peloton (I don't have one), but the success of SoulCycle and Barry's Bootcamp show that there's appetite for $32-$35/class "boutique" fitness classes. If you would otherwise go to either/or 1x-2x/week then the math does work in Peloton's favor when you factor in the class + transportation to/from + removing temptation of buying a $10 smoothie too + any "add-ons" you'd otherwise buy (e.g. water).
Triumph is a strong word. I personally enjoy being a generalist (have been an analyst, PM, and dev), but in my experience companies frown upon it and they will try to put you in jr roles despite having experience in various areas. On the other hand, I think my propensity to want to do a lot of things is probably my brain telling me that I shouldn't be joining a company or take a role where specialization is valued more highly than not.
A huge drawback to Google Fi I rarely hear about is that Google is just terrible at customer support. At least with T-Mobile I can call someone, chat with someone, go to a store, get Twitter support, and it's usually pretty quick.
The biggest plus is protection against SIM hijacking, which I agree is a big plus, but no one should be using SMS for 2FA anyway.
Interesting - I've been following bolt.com, which seems to guarantee zero chargebacks as well. Given Stripe's scale I now wonder why the value add for Bolt over Stripe is supposed to be now.
I mean higher fares happened a long time ago on both Uber and Lyft. I used to take regular UberX all around SF for <$10. Now I never see a regular Uber for less than $15 and regularly more than $20.
Curious: does anyone actively sell stocks in this situation - even if it's in a retirement portfolio you'd presumably not touch for a long time? I've sold some in the last few weeks though I know the general advice is not really to do anything.
Posted by
temp129038 on Sunday June 02, 2019 @10:58PM
from the ask-hn dept.
There's talk on the democratic side on coming up with a plan to cancel student debt. If that's the case, is there any reason to pay anything other than the absolute minimum?
I wonder what the default emotion is of most other creatures, specifically other mammals? To me, happiness is just a signal, just like sadness, anger, etc. It's your body telling you something is "good" or "bad" but isn't necessarily a natural feeling to be had 24/7.
If SF, I'm seeing ads all over for 1) Brex (corporate credit cards for startups) and 2) Zerodown (pitching no down payment for homes).
It would be quite something if tech and not banks caused the next great recession.
You're giving Plaid and your average user way too much credit.
If the inherit trust is so obvious, then why would Plaid not include a very common step in authentication flows like FB and Google to explicitly tell users what they are agreeing to share with XYZ developer before submitting their credentials (which may be just a bank account number, but might also be transaction history, personal information, account balance, etc.)? They've purposefully omitted this step because conversion would almost certainly tank.
It's not a weird complaint at all when it's being presented purely as a tool to facilitate money transfer in/out of your bank account.
On the other hand, it's crazy to me that we're all talking about how evil Facebook is for selling the fact that I liked "Family Guy" 15 years ago but for some reason we're all OK cheerleading a company that literally enables real-time financial surveillance on unsuspecting users with a purposefully deceitful onboarding flow that hides any mention of what permissions you're actually providing and no simple way to revoke those permission.
Isn't it more scary to think how many people are so cavalier with sharing their online banking credentials with a third-party app like Plaid?
I don't think enough people realize that when you authenticate with Plaid, even for apps that don't provide "Mint-like" functionality and have no need for your transaction history, you're giving that developer permission to pull your transaction history, personal information, account balance, etc without any additional permission at anytime.