snatoeusntaoeu
I moved back to Oregon from California several years ago. I was astonished at how much more expensive insurance was in OR than in CA.
I've been told that Oregon has had a lot of protectionism for local health insurers, so they didn't have to compete much. So perhaps you're just seeing Oregon coming into line with other states...
(By the way, I had a pinched nerve in my neck when I moved. No insurer would take me, and one told me that they wouldn't insure me until nine years had passed without any symptoms)
Your comment just screams stereotypical "I have never driven anything larger than a station wagon" to me.
Seriously, consider the length of a tractor-trailer. Then consider the size of the mirrors and their location. Add in bad weather, where the crap coming off the wheels creates a veritable fog bank alongside and behind every vehicle.
Don't drive in anyone's blind spot. And especially don't drive in a large truck's blind spot. Being legally in the right doesn't matter if you're dead or stuck on the side of the road with weeks of chatting with your insurance agent ahead of you.