simonpurdon10
To be clear - we provide this interface with the banks as a service to other companies who want to use the consumer's data inside the bank account (with their consent of course). A good example is a loan affordability calculation. Instead of asking a user to upload a bank statement, we provide the interface with their online banking profile which allows them to extract raw transaction data more quickly. We then send that data to the company is offering the loan so that they can make an affordability decision.
In our country there are other companies who do the RE method. I am not aware there is another way, other than scraping and that because our banks don't offer external API's.
There are other products that have done exactly what I described above. They have instant EFT solutions etc. So I'm almost certain there are developers who can do it locally. But that helps.
Ask HN: Find developers to work on API back-engineering
I'm a PO that's developing a fintech product in South Africa. Our banks don't play nicely in terms of data extraction and APIs are non-existent. No such thing as open banking here.I am looking to hire a developer that is a specialist in reverse-engineering the API's that the bank's use to connect their mobile apps to their servers. We would then use the structure of those API's to build our own...
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Dev-Skill Roadmap?
I get a ton of questions about how to start as a developer. - What langauge - What stack - How in-depth before moving on etc.What's your recommended development journey to get you earning an income as soon as possible as a junior developer?
Internal motivation basically = being passionate about something.
Everyone's passionate about something.