roycehaynes

Royce here, the hacker building InOutOver.com.

I'm developing a personal finance tool that doesn't sell my data, helps me see my daily spending habits, and tells me where to cut back and lean in. I got the idea after my wife and I spent the last 10+ years budgeting with an excel sheet, financial statements, and a rough financial independent game plan.

The thing is, I don't trust free financial services with my data. And I'd much rather pay for a tool that listens to what I need, don't need, and build it. Because I'm a hacker by trade, I decided to start building.

You can join me by requesting an early invite at inoutover.com. The first 20 signup get the product FREE forever.

I'm always interested to get feedback; feel free to discuss here. I'll be available.

"I just think it could help me learn more, faster and to improve my communications skills."

Use obscurity to your advantage. Your blog is not known (yet), but if you show up every day/week and write something you're learning, eventually you'll become the expert and goto source. This is the way I think about my personal blog.

My last advice is pursue traction in addition to building a product.

Spend a few days identifying problems people pay for, particularly easy problems that you can build yourself. The key is that the solution has to be fairly easy to build since you're not comfortable full-stack. Once you've chose a solution that already makes money solving a problem, build the same solution but position it for either a niche market or make a better product than competitors.

I would at minimum leverage bootstrap or semantic ui as your ui. Otherwise, hire someone to do the web interface for you.

If you have moobs, this ones for you.

Streaming music requires money to pay royalty fees. The more users listen, the more money Spotify owes to record labels, artists, writers, and others who make music possible and accessible.

It's an art (not a science) to deliver a service (for next to free), while making a profit after paying royalties.

Spotify raising a billy debt round doesn't surprise me.

Good stuff - I know this has been in the pipeline for sometime. Excited to see it out in the wild. Congrats to the Zapier team on producing an awesome product - look forward to using multi-step zaps.

https://pareday.com - I'm making passive income off SitterCity affiliate program.

Google "Starting a business". You'll notice the first page results don't lead you to YC, Techstars, Hackernews, or anything (loosely) startup related.

You have to know what to search to land on HN or some other popular startup site. My point (and argument) is that most minorities don't know about YCombinator, HackerNews, etc; partially because most live in a non-startup, tech-oriented community. And searching for reasonable keywords like "start a business" isn't a direct invite to the world of startups.

This is why outreach is important. We need to key certain demographics into the startup world via outbound.

Put it this way, there are 50 states in America and the areas with the least amount of blacks/hispanics are where words like "startup" is king (and vice versa). Until then, outreach is vital until certain demographics pick it up at scale.

two cents. More theory than facts.

Heyo - builder here! This was a weekend hack. The main pain I found using Twitter is searching bios. Follower Lead is a simple tool allowing you to match words against twitter user's bios.

Let me know what you think.

- Royce

Glad to see this news, Fredrick. Keep pushing!

Co-worker made a useful post on how best to A/B test visualizations. Good read and reference.