n8ta

Believe so

It's also a crime to organize transactions in this way https://en.wikipedia.org/wiki/Structuring

I use wise ~1 time / yr. Last time I started a transfer they required ID first. I uploaded two photos and my account was immediately locked since my bday on ID did not match my wise acct (typo). Quick email to support and it was unlocked 2 hrs later. Was able to complete my transaction after that without issue. Fine experience overall if inconvenient.

Broken for me too. Firefox but through Xfinity. Edit: also broken on Chrome.

Follow up to : https://nnethercote.github.io/2023/07/11/back-end-parallelis...

The articles needs some left margin, very hard to read on mobile with the text touching the edge of the page.

Otherwise looks interesting! I'll take a look when I'm on desktop.

To try to answer the first question: It's about who your customers are.

If you're a business with 30 employees all making 150k/yr you have 375k in payroll costs every month. Holding even 1 months payroll in cash puts you above the FDIC limit of 250k. Normal people rarely need more than 250k in cash so the ratio of business to normal people in customer base matters.

To make things worse let's say you're VC funded and you don't have monthly revenue to put towards your payroll. Instead you have X months of payroll/runway in cash in an account being slowly drawn down. Now you might have 1 year of payroll in cash. Nearly all of that is uninsured.

Quick googling shows me that SVB was only 15% insured. Likely because of their focus in startups with large balances vs regular ppl with low balances. For context BOFA is 40% insured and JP morgan is 35%.

https://time.com/6262009/silicon-valley-bank-deposit-insuran... https://www.forbes.com/advisor/banking/bank-of-america-revie...

But I do see your point, short term treasuries probably would make sense for startups right now. With a 4.2% rate on the 1 month treasuries it would make sense to setup a ladder with bonds coming due as you needed them. But in the very recent low interest rate past this probably wasn't worth the hassle for many startups.

13:41 is where the relevant bit starts

Can we get a link to what he said? I don't see it in the article.

# Used for Alexa, I guess, who cares

User-agent: Amazonbot

Disallow: /

I was writing native extensions about 2 years ago so its been possible for awhile. The rutie crate for rust makes it much easier.

Flying in a plane is basically the most carbon intensive thing normal people do. It's something like 1/4 ton of CO2 per hour per person. Per capita carbon emission in the US are ~15ton/yr.

(https://www.statista.com/statistics/1049662/fossil-us-carbon...)

If I can fix my phone for $100 I won't buy a new one for $1000. It's clear why they oppose people fixing their own stuff.

Apple & John Deer are the most famous examples but lots of companies lobby against your right to repair things you own and just as importantly have access to the schematics and parts that you would need to do so.

https://pirg.org/articles/who-doesnt-want-the-right-to-repai...

Great read!

So why are trials getting more expensive? The crux of the article was triald aren't being done because costs have risen, but why have costs risen? Have they risen faster than drug prices?

RCS is not here for Android and will likely never arrive for IOS...

Even if Android saw 100% adoption for RCS I'd still want to message my apple people via sms.

"SMS is on the way out". I'll believe it when I see it. Apple isn't going to adopt it because they have no incentive to do so and apple has huge market share. Android hasn't even implemented it yet! We're killing super useful features because 50% (or whatever android market share is) of mobile phones might have something better next year???

Having SMS support as a workaround was huge for signal usability for me. Taking it away burns so much good will.

Removed SMS support and then added stories. Worried about signal's recent direction.

Being able to interact with my remaining non-signal contacts was huge. Really going to miss it. In contrast they are now adding a feature I do not care about at all.

Corporations don't make mistakes. Corporations run ads. => Ads are not mistakes.

Not sure I buy the first premise of this argument.

The democratic part is not and has never been a democracy.

Does it have the same easy to pull cmd+space type thing? I really like that it's always there no need to open an application.

This voice is better than any I've tried. Thanks!

Seems more likely they are storing it in a useful form but just don't care about your problem. Or perhaps a larger agency than your local pd is making use of it.