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mcgin

How lovely j
Re:The Business of Wallets on Sunday May 05, 2024 @06:45AM (#40263802)
This is a common misconception around the definition of legal tender.

A shop is perfectly within their rights to refuse to sell you something if you are not willing to use their accepted payment methods.

Legal tender simply means they can't sue you if you offer to settle their debt using a legal tender currency. If they have refused to sell you the item, there is no debt, therefore no obligation to accept any particular instrument

https://www.bankofengland.co.uk/explainers/what-is-legal-ten...

Re:Ten Simple IT Security Rules for Early-Stage Startups on Monday January 22, 2024 @08:03AM (#39089042)
You are protected against credential stuffing attacks
Can we please do something about hacker news being used for customer support? It's getting tiresome to see these appearing on a regular basis
He even talked about it in his book Accidental Superpower nearly 10 years ago. His writings/videos have been instrumental in helping me to make some sense of what's going on in Ukraine
Re:Audiblegate on Thursday February 17, 2022 @05:27AM (#30371580)
Is there a viable alternative to Audible out there?
Re:Beancount: Double-entry accounting from text files on Sunday January 30, 2022 @01:20PM (#30139598)
I use hledger-flow [1]. It's an opinionated way of importing csvs into the hledger format. Works really well for me, just export the csvs, write a mapping and you are good to go.

It supports preprocessing the csvs if you need to clean the data or compute some new fields which is really powerful. Once you are up and running it only needs some minor updates each month to map unidentifiable transactions I can do this in under an hour these days.

[1] https://github.com/apauley/hledger-flow

Re:UBS Acquires Wealthfront for $1.4B on Wednesday January 26, 2022 @02:43PM (#30090636)
JP Morgan purchased Nutmeg last year [0]

[0] https://media.chase.com/news/jpmorgan-chase-enters-agreement...

Re:Omicron variant was 73% of U.S. covid cases last week on Tuesday December 21, 2021 @02:52AM (#29635026)
London is right after South Africa at the vanguard of Omicron. It seems it's hospitalisation rates are only now starting to emerge.

https://i.redd.it/92wwp9jp8q681.png

Re:How to Write an Equality Method in Java (2009) on Friday April 30, 2021 @02:46PM (#26997611)
Java records are out of preview now in Java 16
Re:7% of Americans don’t use the internet. Who are they? on Wednesday April 07, 2021 @03:09AM (#26721353)
The Financial Times is my main news source. It seems to be the only one that I've found which doesn't have sensationalist stories/click baity headlines
Always happy to chat with people about this space, contact info is in my profile if you want to reach out
Re:Launch HN: Enombic (YC S20) – Create your own stock indexes on Thursday February 25, 2021 @04:48PM (#26268765)
Nice idea, having worked in a similar problem space for a number of years, I have some questions.

- How are you managing rebalancing, what might trigger a rebalance and how do you manage the tax implications of that?

- With a rebalance/deposit/withdrawal are you always a taker in the market?

- What's the custody side of this look like? i.e where do the stocks sit, are they in my brokerage account or are you custodian.

- How are you accounting for dividends in the portfolios do they get reinvested/included in returns?

- Can you manage all types of corporate action like splits, mergers, delisting, halts etc.?

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